Savings quota in February

After a rather bad (negative!) savings quota in January, last months' quota became significantly better, beating my target of 30% (which is for the entire year, so need to "catch up" during the year).

With my 3% "safe" withdrawal rate I can now finance 46% of current lifestyle (based on last three months expenses) - not too bad.

Cost coverage and savings quota (click for larger picture).

If we were to push for lower spending (or use a higher withdrawal rate), we would be covering significantly higher percentage of our costs, but we are not into really pushing for early retirement at just any cost (haha!), at least not now.